What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Chubb Crime Insurance?
Product Structure and Crime Protection
Berkshire Hathaway Specialty Insurance includes Commercial Crime in Executive First with D&O, EPL, fiduciary, and employed-lawyer coverage, advertising shared or separate limits up to $50 million. Chubb places Crime Insurance among seven ForeFront coverage parts and describes theft or embezzlement by trusted employees and outsiders. The buyer should compare whether crime is selected and how its limit relates to other portfolio parts. [1] [5]
Eligibility, Limits, and Access
Chubb Marketplace targets organizations under 250 employees and below $50 million revenue, with online quoting, binding, and issuance. Berkshire Hathaway Specialty Insurance names private companies with at least $10 million revenue as target accounts. The scale bands overlap but are not identical; confirm appetite and the actual issuing entity before comparing policy terms. [1] [5]
What Should You Confirm in Berkshire Hathaway Specialty Insurance and Chubb Crime Insurance Quotes?
- Ask Chubb which ForeFront parts are selected, who issues the policy, and whether your employee and revenue figures fit the marketplace appetite.
- Ask Berkshire Hathaway Specialty Insurance whether limits are shared or separate and whether your revenue and ownership structure fit Executive First.