The boundaries of this property guide.
The information here helps prepare an insurance discussion. It is not a policy, a coverage determination, or a commitment to provide terms.
Using the guidance
Coverage descriptions are general and cannot account for every contract, endorsement, or fact. Read the complete policy and seek advice on the circumstances of your property. A scenario on this website is illustrative; it does not predict the outcome of a loss.
Who performs procurement
Spot and its brokerage partners perform insurance procurement for Van Ness Partners. This site does not itself transact insurance.
No cover from a website action
Opening a page, arranging an appointment, or sending correspondence does not start, extend, or change insurance. Any offer depends on underwriting and the terms communicated through the procurement process.
Existing policies and reporting
Follow the instructions in your policy for a claim, cancellation, or time-sensitive notice. This site does not receive insurer notifications. Do not rely on an enquiry or an appointment to meet a policy deadline.
Other providers and changing information
Scheduling and other linked services operate separately and apply their own conditions. Page information may be revised as the site develops. Confirm the terms relevant to a decision before acting on general guidance.