Business insurance for owners and property managers.
We arrange commercial insurance around the role your business holds. A manager handling client payments needs a different submission from an owner insuring a building, and we explain the terms relevant to each.
Property managers
Commercial insurance for property management services, with professional liability and client-funds terms checked against your agreements.
See the insurance for this roleReal-estate owners
Commercial insurance for real estate holdings, with current building descriptions and the ownership interests clearly identified.
See the insurance for this roleOwner, manager, or both at the same address
The same building often involves two different insurance problems. The owner carries the property and the interests attached to the asset. The manager carries professional liability for the service performed and, where it handles rent or pays contractors, exposure to the movement of other people’s money.
Where one business does both, the submission has to say so. An owner-managed portfolio is not described accurately by a property schedule alone, and a management agreement that grants payment authority changes what the crime and professional sections need to address.
