Holding the asset
Real-estate owners
We help real estate owners obtain insurance for the property they hold and the responsibilities they retain. We prepare the location and ownership details, then compare proposed cover with current occupancy and management arrangements.
What we check in the terms
- We identify the ownership entity and insured interests for each building
- We check lease responsibilities for tenant improvements
- We describe vacant space and work in progress in the application
- We assess rental-income cover alongside the reported property values
Policy conditions to understand
We read the owner’s policy in addition to insurance evidence supplied by tenants or managers. Their policies may address different interests in the same premises.
Information we use for the submission
- Ownership and location schedules
- Building updates and occupancy records
- Lease insurance provisions and management arrangements