Give each exposure its own policy question.
Managing services, handling funds, and owning property are different responsibilities. Use this guide to prepare a review of the terms that apply to each.
The work
Professional liability
Match the policy’s professional-services definition to the property-management work you actually perform.
Read the policy considerations →The moneyCommercial crime
Distinguish your own funds from money held for owners, then examine theft and fraudulent-payment wording.
Read the policy considerations →The buildingCommercial property
Connect the location schedule, insured interests, and reported values to the property as it stands today.
Read the policy considerations →These are starting points for a discussion, not a complete insurance program. Your operations, contracts, and policy wording may call for other coverage. A specific loss requires a review of the actual facts and terms.