Berkshire Hathaway Specialty Insurance vs Marsh Mclennan Agency: Commercial Crime Insurance

What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Marsh McLennan Agency Crime Insurance?

Form and Insured Crime Scenarios

Berkshire Hathaway Specialty Insurance combines Commercial Crime with D&O, EPL, fiduciary, and employed-lawyer insurance. Marsh McLennan Agency lists crime and fidelity among its executive and professional liability products, but its overview does not itemize insured events or terms. Buyers comparing a detailed portfolio form with an adviser-led listing should request policy wording before assuming matching protection. [1] [4]

Eligibility, Limits, and Service

Marsh McLennan Agency invites organizations to contact a specialist, without publishing a binding timeline or crime-specific eligibility terms. Berkshire Hathaway Specialty Insurance names private-company target accounts at $10 million revenue or more and publishes shared or separate portfolio limits up to $50 million. Those public descriptions frame access, not guaranteed acceptance or a crime-only limit. [1] [4]

What Should You Confirm in Berkshire Hathaway Specialty Insurance and Marsh McLennan Agency Crime Insurance Quotes?

Ask Marsh McLennan Agency which crime events and fidelity exposures are included, who issues the policy, and how the adviser obtains a quote.
Ask Berkshire Hathaway Specialty Insurance whether its crime limit is standalone or shared and how the revenue target applies.

Berkshire Hathaway Specialty Insurance describes crime within Executive First; Marsh McLennan Agency routes crime and fidelity questions to an adviser.

Sources consulted

01
Executive First Private Company Portfolio
Berkshire Hathaway Specialty Insurance · Product Highlights, lines 11–15: D&O, EPL, fiduciary, Commercial Crime and Employed Lawyers in one comprehensive form; shared or separate limits up to $50 million; EPL First HR resources and attorney helpline. Top Targets, lines 16–25: private companies with at least $10 million revenue and listed industries. Reopened 2026-09-30. · accessed 2026-09-30
02
Commercial Insurance Guide
California Department of Insurance · Crime · accessed 2026-09-16
03
Social Engineering Fraud Insurance
Chubb · Opening; coverage highlights · accessed 2026-09-16
04
Executive and Professional Liability | MMA
Marsh McLennan Agency · Policy suite lists commercial crime/fidelity among executive and professional liability offerings. · accessed 2026-09-30
05
Crime Terms and Conditions
The Travelers Companies, Inc. · I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15 · accessed 2026-09-16
06
Crime Non-Financial Applications and Forms
Travelers · Opening paragraph; Sample Policy Forms · accessed 2026-09-16
07
Commercial Crime Coverage Application
Travelers Casualty and Surety Company of America · I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3 · accessed 2026-09-16

Crime coverage

Berkshire Hathaway Specialty Insurance

role: BHSI describes Executive First Private Company Portfolio as one comprehensive form combining D&O, EPL, fiduciary, Commercial Crime and employed-lawyer insurance. Portfolio marketing establishes a listed product structure, not a buyer’s entitlement or standalone availability.company-reportedSource ↗
eligibility: BHSI identifies private companies with at least $10 million in revenue among the portfolio’s target accounts. Portfolio-level target, not a guarantee that a particular applicant qualifies for the crime component.company-reportedSource ↗
limits: The portfolio page advertises shared or separate limits up to $50 million. This is a portfolio-wide figure, not a crime-specific limit; the page does not say how limits would be allocated on a specific policy.company-reportedSource ↗
coverage: The portfolio page specifically names Commercial Crime as one component of the comprehensive form. The page names the line but does not state its insuring agreements, coverage triggers or relationship to fidelity bonds.company-reportedSource ↗

Marsh McLennan Agency

role: Marsh McLennan Agency describes arranging crime for the audience stated on the cited product page. crime marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
eligibility: Organizations seeking executive and professional liability solutions; the page describes a dedicated practice group. crime marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
coverage: The cited product page describes commercial crime/fidelity as a named executive and professional liability product; the overview does not specify insured events or terms. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. crime marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
application: The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. crime marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.company-reportedSource ↗
limits: The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred.not-disclosedSource ↗