What Are the Key Differences Between Berkshire Hathaway Specialty Insurance and Relm Insurance Crime Insurance?
Form and Insured Crime Scenarios
Berkshire Hathaway Specialty Insurance includes Commercial Crime in Executive First with D&O, EPL, fiduciary, and employed-lawyer coverage. Relm lists traditional embezzlement, forgery, and funds-transfer fraud alongside crime tied to digital infrastructure and alternative assets. For a company holding digital assets or operating protocols, Relm’s described appetite raises questions beyond conventional employee theft. [1] [4]
Eligibility, Limits, and Service
Relm says it considers flash-loan attacks and oracle manipulation and sells through brokers, while Berkshire Hathaway Specialty Insurance targets private firms from $10 million revenue and advertises portfolio limits up to $50 million. Those limits and emerging-risk language are not directly comparable; request the exact trigger, asset definitions, and exclusions for the risk model. [1] [4]
What Should You Confirm in Berkshire Hathaway Specialty Insurance and Relm Insurance Crime Insurance Quotes?
- Ask Relm which digital assets and attack types are covered, what broker submits the account, and whether limits apply per event or aggregate.
- Ask Berkshire Hathaway Specialty Insurance whether its crime form responds to digital-asset losses and how the crime limit is allocated.