What Are the Key Differences Between CFC and Counterpart Crime Insurance?
Standalone Product or Package Component
CFC’s reviewed US materials include crime within a Management Liability package, not as a standalone crime product in that package. Counterpart’s Commercial Crime page lists employee and payment-fraud scenarios, and its help center describes access through wholesale brokers. If you need crime alongside other management protections, compare the package structure and shared limits; if you want a separate placement, request Counterpart’s terms and confirm how it coordinates with other policies. [4] [9] [8]
Client Fraud and Claim Contact
CFC’s brochure explicitly includes client crime—fraud by clients or their staff—and on- and off-premises theft. Counterpart’s examples include employee theft, forgery, computer fraud, funds transfers, and social engineering, without the same specific client-crime detail in the cited scenarios. CFC’s claims page says a dedicated adjuster manages claims from notification through resolution; this is a general claims process description, not a crime-specific outcome or timing commitment. [5] [2] [9]