What Are the Key Differences Between CFC and Zurich U.S. Crime Insurance?
Package placement and covered theft
CFC includes crime within its US Management Liability package rather than offering it as standalone within that package. Its brochure lists employee theft, funds-transfer fraud, card and currency fraud, client crime and on- or off-premises theft. Zurich offers crime as a standalone policy or package solution and describes employee theft or forgery, plus computer and funds-transfer fraud. Buyers should compare CFC’s bundled sections with Zurich’s proposed structure and check which third-party and client losses are included. [5] [11]
Eligibility and claims contact
CFC identifies California-domiciled and US publicly traded businesses among risks it declines for the package, and says a dedicated adjuster manages claims from notice through resolution. Zurich describes public and private companies as customers and offers a crime-risk assessment through Zurich Resilience Solutions. Applicants should confirm CFC’s package eligibility before evaluating terms and ask Zurich which risk assessment or claims contacts are available. [5] [11]