What Are the Key Differences Between CNA and Marsh McLennan Agency Crime Insurance?
Offering Structure and Distribution
MMA’s cited overview invites organizations to contact an adviser but does not specify crime insuring agreements, insured events, limits or exclusions. CNA’s offering claim likewise confirms the line and packaging context without setting out its crime triggers. The supported difference is therefore one of documented product context, not proof that either policy has broader protection. [3] [4]
Coverage Detail and Buyer Fit
Both descriptions point toward an advised placement, though CNA’s page specifically directs agents to Agent Center for an application. MMA’s source does not establish quote, binding or effective-date timing. Buyers should request the actual insurer, form and policy schedule before judging the proposals; a named product category cannot establish response to a particular theft or funds-transfer event. [3] [4]
What Should You Confirm in CNA and Marsh McLennan Agency Crime Insurance Quotes?
- Ask MMA for its proposed carrier, crime/fidelity forms and any stated insuring agreements; ask CNA for the selected Epack 3 schedule and corresponding wording. [3] [4]
- For equivalent employee and third-party fraud scenarios, compare coverage triggers, exclusions, limits, retentions and discovery requirements. [3] [4]