CNA vs Newfront: Commercial Crime Insurance

Newfront starts crime placements in its Executive Risk practice with a consultation request and offers a connected dashboard for policies and certificates; CNA lists crime among Management Liability coverages, with agents applying through its Agent Center.

Van Ness Partners presents a practical comparison of source materials relevant to financial crime exposures.Research updated 2026-10-01

Crime coverage

CNA

  • coverage: CNA currently lists Crime among its Management Liability coverages and says Epack 3 can flexibly combine crime with selected management-liability exposures. The product page establishes a marketed option, not that all component lines must be purchased together.company-reportedSource ↗
  • eligibility: CNA describes management-liability risks for private and public companies and not-for-profit organizations. This is broad segment context, not a crime-specific acceptance rule.company-reportedSource ↗
  • application: CNA directs agents seeking an application to its Agent Center. The page does not state that a business can apply directly or identify all documents required for crime coverage.company-reportedSource ↗
  • role: CNA describes Epack 3 as a modular policy with a selected mix of management-liability parts rather than one mandatory bundle. The page does not establish which components a buyer can select for a specific risk or whether the crime coverage is offered standalone.company-reportedSource ↗

Newfront

  • role: Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. Executive Risk offering page; crime and fidelity are listed together, not as separately described products.company-reportedSource ↗
  • insurer: The reviewed Executive Risk page does not name the insurer or insurers that would issue a crime policy placed through Newfront. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.not-disclosedSource ↗
  • eligibility: Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically.company-reportedSource ↗
  • coverage: Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item.company-reportedSource ↗
  • limits: Newfront's Executive Risk page does not publish limits or retentions for crime coverage. Executive Risk page as read on 2026-09-23.not-disclosedSource ↗
  • services: Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. Industry-Leading Technology section; described across Executive Risk lines, not crime-specific.company-reportedSource ↗
  • application: You start a crime coverage placement by requesting a consultation through Newfront's Executive Risk page. Executive Risk page call-to-action; no online quoting or binding described.company-reportedSource ↗
  • claims: Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a crime claim. The Newfront Difference section; described across Executive Risk lines, not a crime-specific claims workflow.company-reportedSource ↗

What Are the Key Differences Between CNA and Newfront Crime Insurance?

Offering Structure and Distribution

Newfront’s page does not separately describe crime-specific insuring agreements, such as employee theft or computer fraud. CNA’s reviewed offering claim also does not list specific crime triggers, so neither overview supports a conclusion about which form covers more events. Newfront’s claims statement is a brokerage service description, not a prediction of claim payment or evidence about policy terms. [3] [4]

Coverage Detail and Buyer Fit

Newfront says its Executive Risk practice works with private companies from seed stage onward and public companies, without publishing a crime-specific eligibility threshold. It also offers a program dashboard and consultation route. CNA identifies private, public and nonprofit management-liability audiences and routes agents to Agent Center. These differences are useful for placement discussions, not acceptance guarantees. [3] [4]

What Should You Confirm in CNA and Newfront Crime Insurance Quotes?

  • Ask Newfront for the separate crime and fidelity forms, insurer and claims-advocacy scope; ask CNA for the selected Epack 3 schedule and carrier. [3] [4]
  • Check whether fidelity and crime are separate insuring agreements and compare employee dishonesty, third-party fraud and claims-notice conditions. [3] [4]

CNA includes crime among its Management Liability options and describes Epack 3 as a modular policy; Newfront groups Fidelity and Crime under its Executive Risk program and says the practice offers integrated claims and coverage negotiation.

Sources consulted

  1. 01
    Commercial Insurance Guide

    California Department of Insurance · Crime · accessed 2026-09-16

  2. 02
    Social Engineering Fraud Insurance

    Chubb · Opening; coverage highlights · accessed 2026-09-16

  3. 03
    Management Liability Insurance and Professional Liability

    CNA · Current U.S. page: management liability names crime and kidnap/ransom/extortion; lists management product coverages and Epack 3 modular structure, application channel and caveats. Retrieved 2026-09-30. · accessed 2026-09-30

  4. 04
    Executive Risk

    Newfront · Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology · accessed 2026-09-23

  5. 05
    Crime Terms and Conditions

    The Travelers Companies, Inc. · I.A–G, printed/PDF pages 1–4; III.RR, printed/PDF p.13; V.B.1–2, printed/PDF pp.18–20; Consideration, printed/PDF p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; I.A.3 p.1; III.C p.7; III.S pp.8–9; III.II and III.KK p.12; III.QQ p.13; V.A.5 pp.17–18 (printed/PDF pages); IV.J–O, printed/PDF pages 14–15 · accessed 2026-09-16

  6. 06
    Crime Non-Financial Applications and Forms

    Travelers · Opening paragraph; Sample Policy Forms · accessed 2026-09-16

  7. 07
    Commercial Crime Coverage Application

    Travelers Casualty and Surety Company of America · I–III pages 1–2; IX–XI pages 3–4; V–VII, printed/PDF pages 2–3 · accessed 2026-09-16

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