What Are the Key Differences Between CNA and USI Insurance Services Crime Insurance?
Offering Structure and Distribution
USI’s ExecuSafe service checks existing crime coverage for gaps, while its Business Services practice describes exposure reviews, claim advocacy and risk control across lines including crime. These are broker services, not policy provisions. CNA’s public claim establishes a coverage option but does not describe a comparable crime review or claim-advocacy service. Ask how any advisory work is scoped and who handles claims. [3] [7] [8]
Coverage Detail and Buyer Fit
USI specifically lists building and maintenance, repair, janitorial, staffing and printing among target business-services sectors, whereas CNA names private and public companies and nonprofits for management liability. USI routes these inquiries to its business-services team or local office; CNA directs agents to Agent Center. Neither description determines acceptance or available limits. [3] [7]
What Should You Confirm in CNA and USI Insurance Services Crime Insurance Quotes?
- Ask USI whether ExecuSafe or its Business Services practice will handle your placement and what the crime-gap review includes; ask CNA for the selected Epack schedule. [3] [7] [8]
- Compare the existing and proposed forms for employee theft, funds-transfer fraud, exclusions, limits and any uncovered gap identified by the broker. [3] [7]