What Are the Key Differences Between Coalition and Newfront Crime Insurance?
Coalition’s Executive Risks crime may offer up to $10 million per line to eligible private and nonprofit U.S. groups, subject to employee, asset and plan-asset caps. Newfront’s Executive Risk practice serves private companies from seed through later funding and more than 500 public companies but publishes no crime-specific limit or agreement list. Choose Newfront if you need a broker for a public company or venture-backed business; choose Coalition if you are a private or nonprofit buyer within its published caps and want its stated limit ceiling. [3] [5] [3]
How Crime Coverage Is Described
Coalition says crime responds to losses from theft, fraud and certain cybercrimes, subject to exclusions and limitations. Newfront lists “Fidelity and Crime” among Key Coverages in Executive Risk and does not separately describe employee theft, computer fraud or funds-transfer fraud. [3] [5]
Size Caps Versus Seed-to-Public Practice
Coalition’s FAQ sets private and not-for-profit U.S. eligibility with employee, asset and plan-asset ceilings. Newfront says Executive Risk services private companies from seed through later funding rounds and describes work with over 500 publicly traded companies, without a crime-specific size threshold. [3] [5]
Who Issues the Policy
Coalition names Zurich American Insurance Company as admitted Executive Risks paper and unaffiliated surplus as another route. Newfront’s Executive Risk page does not name a crime insurer. [4] [5]
How You Buy
Coalition distributes Executive Risks crime only through appointed insurance brokers rather than direct to buyers. You start a Newfront crime placement by requesting a consultation through the Executive Risk page. [3] [5]
What Should You Confirm in Coalition and Newfront Crime Insurance Quotes?
- Ask Newfront which carrier issues Fidelity and Crime and which insuring agreements are on the form. [5]
- Compare Coalition’s possible $10 million per-line figure with the limit Newfront binds; Newfront’s page does not publish crime limits. [3] [5]
- Confirm Coalition’s Zurich versus surplus route. [4]
- If you are public, Newfront describes public-company Executive Risk work; Coalition’s FAQ names private and not-for-profit buyers. [5] [3]