What Are the Key Differences Between Counterpart and USI Insurance Services Crime Insurance?
Existing-Program Review and Gap Checks
USI says its ExecuSafe process reviews existing crime coverage for gaps as part of a broader management-liability review, and its Business Services practice offers claim advocacy and risk control. Counterpart’s reviewed crime page lists fraud scenarios, and its help center describes wholesale distribution; neither source describes a comparable existing-policy review. An organization with an existing policy may ask USI what the documented review covers before deciding whether to replace or supplement current limits. [4] [3] [9] [10]
Sector Fit and Standalone Placement
USI names building, repair, janitorial, staffing, and printing businesses in its Business Services focus, and says crime can be placed alone or reviewed alongside management liability. Counterpart presents its products and risk-management services to small businesses, with crime access through wholesale brokers. A buyer in one of USI’s named sectors can compare the practice focus with Counterpart’s broader framing, then check whether either placement accepts the actual employee and funds-handling exposures. [4] [5] [3] [9] [10]