What Are the Key Differences Between Founder Shield and Marsh Crime Insurance?
Marsh’s cited $10 million to $110 million range describes placements it has handled, not a promised policy limit; it also describes excess social-engineering cover. Founder Shield names its priority industries but does not publish crime limits. [6] [4]
A-Rated Screen Versus Stated Placement Range
Founder Shield places crime only with carriers rated A- or better by AM Best. Marsh says it has handled complex crime placements ranging from about $10 million to $110 million, and Marsh McLennan Agency also places crime bundled with fidelity; Marsh does not name a crime insurer and says definitions differ across insurers. Founder Shield’s reviewed pages do not publish crime limits. [5] [6] [7]
Ransomware and Social-Engineering Infill
Marsh lists employee white-collar fraud, third-party fraud, collusion, hacking or computer-related crime, social-engineering fraud and tangible asset theft, notes that crime policies usually exclude ransomware, and offers infill and top-up social-engineering cover. Founder Shield lists employee dishonesty, forgery or alteration, computer fraud, and funds-transfer fraud from social engineering, without discussing ransomware or excess social-engineering infill on the reviewed page. [6] [4]
Buyer Mix and How You Engage
Founder Shield names healthcare, financial services, non-profits and manufacturing/retail. You request coverage through its website or an advisor. You engage Marsh’s crime specialists (corporate or MMA) directly for advisor-led placement. [4] [3] [6] [7]
What Should You Confirm in Founder Shield and Marsh Crime Insurance Quotes?
- Ask Marsh whether the sought limit sits in its $10–110 million experience range and whether ransomware is excluded. [6]
- Ask Founder Shield which A-rated carrier is issuing. [5]
- Ask Marsh whether infill social-engineering cover is being quoted. [6]
- Confirm whether the quote is Marsh corporate or MMA. [7]