What Are the Key Differences Between Founder Shield and USI Insurance Services Crime Insurance?
If your current management-liability program may have crime gaps, USI describes an ExecuSafe review; Founder Shield’s page instead emphasizes its sector priorities and four coverage branches. Neither reviewed page publishes crime limits. [10] [4]
Industry Priorities Versus Business-Services Trades
Founder Shield calls crime a priority for healthcare, financial services, non-profits and manufacturing/retail. USI’s Business Services practice, which lists crime, targets building and maintenance, repair, janitorial, staffing and printing companies and cites employee errors and misconduct as an exposure for those trades. Both broker rather than underwrite. [4] [3] [9]
Carrier Screen Versus ExecuSafe Review
Founder Shield says it places only with A-rated AM Best carriers matched to industry. USI’s reviewed pages do not name a crime insurer; crime may be a standalone placement or part of an ExecuSafe review that checks existing crime coverage for gaps, alongside classification reviews, claim advocacy and risk control. [5] [9] [10]
Coverage Detail and Contact Path
Founder Shield lists employee dishonesty by an identified employee, forgery or alteration, computer fraud, and funds-transfer fraud from social engineering. USI lists crime among coverages it places without itemizing those branches. You request Founder Shield coverage through its site or an advisor. USI directs business-services inquiries to a named inbox or a local office, and ExecuSafe inquiries to a separate Select Business inbox. Neither side publishes crime limits. [4] [3] [9] [10]