What Are the Key Differences Between Foxquilt and The Hartford Crime Insurance?
The Hartford includes crime among the choices in its Private Choice Premier management-liability package and has a separate financial-institutions track; Foxquilt markets crime as standalone or a BOP add-on. These routes place crime in different package contexts; confirm the other sections and limits shown in the proposal. The Hartford’s overview names employee theft, forgery and robbery, while Foxquilt also describes fraud and money or securities losses. [3] [4]
Package and buyer context
The Hartford presents crime as one of five Private Choice Premier options and separately discusses financial-institution coverage. Foxquilt offers a standalone crime policy or BOP add-on and highlights small businesses handling cash or employee funds. A nonprofit or private company comparing a management-liability package with a BOP should confirm which package fits its actual organization and whether crime shares a limit with other sections. [4] [3]
Named losses
The Hartford cites employee theft, forgery and robbery, including cash stolen from a register. Foxquilt describes money and securities losses from inside or outside theft, employee dishonesty, fraud and forgery. The descriptions overlap, but the buyer must compare definitions, covered property and exclusions in each form. [4] [3]