What Are the Key Differences Between Coverdash and Marsh Fidelity Bonds?
Separate Bond or Crime-Coverage Bundle
Coverdash offers a separate fidelity bond through its surety catalog, described as protection against employee dishonesty. Marsh does not list a standalone fidelity product in the pages reviewed; it includes fidelity within commercial crime and MMA groups commercial crime/fidelity under executive liability. Choose Coverdash if you need a separate bond; choose Marsh if you want fidelity considered within a broader crime placement. [1] [3] [4]
What Each Firm Says the Cover Responds To
Coverdash’s wording is about loss from employee dishonesty affecting clients. Marsh describes employee white-collar fraud—trusted staff exploiting systems for personal gain—as a commercial-crime risk, and says those fidelity losses make up about half of the crime-policy notifications in its data. [1] [3]
How You Engage Each Firm
Coverdash describes a fully digital quote-to-purchase path that includes the fidelity option. Marsh’s reviewed pages send you to a Marsh or MMA crime-and-fidelity specialist, because the cover is placed with commercial crime rather than through a separate application. Neither names the issuing insurer. [1] [3] [4]
What Should You Confirm in Coverdash and Marsh Fidelity Bonds Quotes?
- Ask Coverdash whether you need a surety-style fidelity bond or a commercial crime policy, and which carrier would issue it. [1]
- Ask Marsh whether the placement is a crime policy with employee-fidelity coverage, a standalone fidelity bond, or both. [3] [4]
- Confirm who the named insured is: Coverdash’s card speaks to protecting clients; Marsh’s crime page speaks to employee fraud against the business. [1] [3]
- Get limits, retentions and the issuing insurer from both quotes; neither public page publishes them. [1] [3]