Hub International vs Newfront: Fidelity Bonds

Both are brokers: HUB International places crime and fidelity coverage through its ProEx practice and sends you to a specialist; Newfront places fidelity bonds, starts with a consultation request and adds integrated claims support.

Van Ness Partners presents a practical comparison of source materials relevant to financial crime exposures.Research updated 2026-09-25

Crime coverage

HUB International

  • role: HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds.company-reportedSource ↗
  • coverage: HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. ProEx page coverage list only; these are catalogue entries, not policy-form descriptions.company-reportedSource ↗
  • eligibility: No size, industry or state eligibility criteria specific to fidelity bonds or financial institution bonds were found on the ProEx page. Checked the ProEx page on 2026-09-23; these coverages are listed among many others without their own eligibility description.not-foundSource ↗
  • insurer: No insurer is named for Crime/Fidelity or Financial Institution Bonds on the ProEx page; HUB says ProEx places over $2 billion in premium with carriers it calls top-rated, without naming them. Checked the ProEx page on 2026-09-23.not-foundSource ↗
  • limits: Published bond penalty amounts, limits or retentions were not found on the ProEx page. Checked the ProEx page on 2026-09-23; bond amounts are set on the quote and declarations.not-disclosedSource ↗
  • services: HUB says its ProEx team, which lists Crime/Fidelity and Financial Institution Bonds among its coverages, provides analytics, litigation support and risk-management services to clients of all sizes under a named ProEx practice leader. ProEx page team and services description; not specific to a single bond placement.company-reportedSource ↗
  • application: HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. ProEx page call to action.company-reportedSource ↗

Newfront

  • role: Newfront brokers fidelity bond coverage as part of its Executive Risk practice, which it groups with crime coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. Executive Risk offering page; fidelity and crime are listed together, not as separately described products.company-reportedSource ↗
  • insurer: The reviewed Executive Risk page does not name the insurer or insurers that would issue a fidelity bond placed through Newfront. Executive Risk page as read on 2026-09-23; carrier depends on the specific placement.not-disclosedSource ↗
  • eligibility: Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a fidelity-specific eligibility threshold. Here for the Long Run section; figures describe the executive-risk practice broadly, not fidelity bonds specifically.company-reportedSource ↗
  • coverage: Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe fidelity-specific insuring agreements such as employee-dishonesty bond limits or covered positions. Executive Risk page Key Coverages list; fidelity and crime are bundled in one line item.company-reportedSource ↗
  • limits: Newfront's Executive Risk page does not publish limits or retentions for fidelity bond coverage. Executive Risk page as read on 2026-09-23.not-disclosedSource ↗
  • services: Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. Industry-Leading Technology section; described across Executive Risk lines, not fidelity-specific.company-reportedSource ↗
  • application: You start a fidelity bond placement by requesting a consultation through Newfront's Executive Risk page. Executive Risk page call-to-action; no online quoting or binding described.company-reportedSource ↗
  • claims: Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a fidelity bond claim. The Newfront Difference section; described across Executive Risk lines, not a fidelity-specific claims workflow.company-reportedSource ↗

What Are the Key Differences Between HUB International and Newfront Fidelity Bonds?

Separate Bond Listings Versus Combined Executive Risk

HUB lists Crime/Fidelity and Financial Institution Bonds as separate ProEx offerings. Newfront groups Fidelity and Crime under Executive Risk and describes service to private companies from seed through later funding and more than 500 public companies. [1] [3] Choose HUB if you need to distinguish a financial-institution bond from crime/fidelity; choose Newfront if you want a combined Fidelity and Crime line for a startup or public company.

Who the Practice Describes

HUB’s ProEx page does not publish fidelity-specific size or industry criteria. Newfront says Executive Risk services private companies from seed through every series of funding and more than 500 publicly traded companies, still without a fidelity-only threshold. [1] [3]

Services and Intake

HUB says ProEx provides analytics, litigation support and risk-management under a named practice leader, and you contact a specialist. Newfront says clients get 24/7 access to policies, certificates and billing through a connected dashboard, that renewals use pre-populated data, and that claims and coverage negotiation are integrated; you start with a consultation request. Neither page names the issuer or publishes limits. [1] [3]

What Should You Confirm in HUB International and Newfront Fidelity Bonds Quotes?

  • Ask HUB whether the quote is Crime/Fidelity, a financial institution bond, or both. [1]
  • Ask Newfront whether Fidelity and Crime is one form or two placements. [3]
  • Compare litigation support (HUB) with dashboard certificates and claims negotiation (Newfront) for the same loss. [1] [3]
  • Get carrier names, penalties and retentions from both. [1] [3]

HUB lists Crime/Fidelity and Financial Institution Bonds separately; Newfront combines Fidelity and Crime for private companies from seed stage and more than 500 public companies.

Sources consulted

  1. 01
    HUB ProEx

    HUB International · ProEx Coverages list including Crime / Fidelity under Executive Liability and Financial Institution Bonds under Financial Institutions; Claims & Legal Support section; ProEx premium volume statement · accessed 2026-09-23

  2. 02
    Glossary of Insurance Terms

    National Association of Insurance Commissioners · Fidelity; Surety Bond · accessed 2026-09-16

  3. 03
    Executive Risk

    Newfront · Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology · accessed 2026-09-23

  4. 04
    Crime Terms and Conditions

    Travelers Casualty and Surety Company of America · I.A.1–3 p.1; III.S pp.8–9; V.B.1–2 pp.18–20; CRI consideration p.1; III.P p.8; V.A.3 pp.16–17; V.A.4 p.17; V.B.3 p.20; IV.L p.15 · accessed 2026-09-16

  5. 05
    Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements

    U.S. Department of Labor, Employee Benefits Security Administration · Q1–Q3 pp.2–3; Q2 pp.2–3 · accessed 2026-09-16

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